Kemalangan berlaku dimana-mana sahaja walaupun ditempat yang kita rasa selamat.

Sebelum ini sebuah kereta merempuh masuk dan jatuh kedalan sebuah shopping complex di Kelantan baru-baru ini yang mengakibatkan dua seorang meninggal dunia dan seorang lagi parah.

Dan yang terbaru, sebuah shopping complex di Melaka meletup mengakibatkan seorang terbunuh dan enam lagi cedera parah akibat gas meletup didalam shopping complex itu.

Oleh itu, keperluan insurance ketika ini amatlah tinggi sebagai rakan kita bila kita memerlukan dan bila kita didalam kesusahan.


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Dipetik dari Berita Harian

20 turut cedera termasuk enam parah dipercayai sistem paip gas bocor

MELAKA: Seorang maut manakala 20 cedera termasuk enam parah, apabila kawasan medan selera pusat beli- belah Aeon Bandaraya Melaka di Jalan Lagenda, dekat Peringgit di sini, yang bakal dibuka pada Khamis ini, meletup dan musnah, tengahari semalam.

Kejadian berlaku jam 12.50, ketika ramai pekerja syarikat kontraktor dipercayai menjalankan kerja pemeriksaan kebocoran sistem pembekal paip gas cecair asli (LPG) kawasan berkenaan, apabila meletup tiba-tiba.

Mangsa yang mati dikenalpasti Tiau See Peing, 25, dari Kluang, Johor disyaki cedera parah di leher, dipercayai terhumban dan terkena serpihan siling runtuh akibat letupan yang dikatakan menggegarkan seluruh pusat beli- belah itu dan kawasan sekitarnya.

Enam lagi rakannya yang parah dalam kejadian itu dipercayai turut terpelanting dan terkena serpihan sama. Mereka dikenali sebagai Mohd Tarmizi Jaafar, 23; Mohd Fadly Rosli, 28; Lai Soon Wee, 32; Ooi Kok On, Tan Kwan Hai serta Solehan Munari, 33, warga Indonesia.

Mereka semua dihantar ke Hospital Melaka sejurus kejadian untuk rawatan lanjut. Sehingga awal malam tadi, dua daripada mereka iaitu Mohd Tarmizi dan Lai Soon, disahkan masih ditempatkan di unit rawatan rapi (ICU), namun disahkan stabil.

Mangsa yang cedera hanya mendapat rawatan pesakit luar termasuk tujuh penduduk tempatan, enam warga Indonesia dan seorang Myanmar.

Penduduk tempatan dikenali sebagai Mohd Ikhwan M Salleh, 22; Lim Woon Pin, 23; Mohd Faizol Rozali, 24; Norzahisham Mohamad, 25; Tee Chin Huat, 26; Zawiyah Shakrie, 39, dan Nordin Abbas, 44 manakala enam warga Indonesia adalah Ariz Suharsono, 23; Rapi Man, 24; Horramah, 26; Raqib, 36; Musliyadi, 25; Samsul, 27 serta That Pain O, 25, dari Myanmar.

Ketua Polis Daerah Melaka Tengah, Asisten Komisioner Salehhudin Abd Rahman ketika ditemui di tempat kejadian petang semalam, mengesahkan kejadian itu dan memaklumkan siasatan lanjut dijalankan.

"Besar kemungkinan letupan ini berlaku disebabkan kebocoran gas pada paip di medan selera berkenaan. Bagaimanapun kita belum dapat mengesahkanya kerana pasukan kami sedang menjalankan siasatan lanjut," katanya.

Dalam pada itu, Penolong Pengarah Operasi Jabatan Bomba dan Penyelamat negeri, R Ezhumalai, berkata pihaknya menerima panggilan kecemasan berhubung letupan itu pada jam 12.59 tengah hari, sebelum menghantar dua jentera dari Balai Bomba dan Penyelamat Jalan Kubu bersama 30 anggota termasuk lima pegawai.

Katanya, ketika pasukan itu sampai enam minit kemudian di lokasi kejadian, empat mangsa sudah dikeluarkan dari tapak letupan oleh rakan mereka.

"Selepas itu, kami dimaklumkan, terdapat dua lagi mangsa masih terperangkap dalam runtuhan medan selera itu. Sejurus selepas gerakan mencari dilakukan, kami berjaya menjumpai dua lagi mangsa yang terperosok dibawah timbunan runtuhan siling," katanya.

 
Another significant milestone for Etiqa, the largest Malaysian composite insurer is now present in Singapore offering general insurance. Mayban General Assurance Berhad has officially transferred its businesses to Etiqa Insurance Berhad. Etiqa Insurance Berhad remains part of the Maybank Group.

The company's general insurance business started in Singapore back in 1961 under the name of United General Insurance Company Ltd. Subsequently, the name was changed to UMBC Insurance in 1997. Followed by the partnership in 2001 between Maybank and Fortis International NV, the general insurance business in Singapore was then subsequently changed to Mayban General Assurance Berhad.

Following the acquisition of Malaysia's largest composite insurer - Malaysia National Insurance (MNI) and Malaysia's largest Takaful operator - Takaful Nasional, together with 3 different companies under the Mayban Fortis Holdings (Mayban Life Assurance, Mayban General Assurance and Mayban Takaful), Etiqa was introduced in 2007 and has since grown by leaps and bounds.

source: International Cooperative and Mutual Insurance Federation
 
Etiqa Takaful Berhad was awarded the prestigious Best Banca Takaful award at the International Takaful Award 2009 held in conjunction with the Third International Takaful Summit 2009 in London recently.  The award was presented to Etiqa Takaful, the only Malaysian takaful company to win in the global 17-category event, by a member of the House of Lords, Lord Mohamed Shiekh who is also the Head of the Muslim Conservative Forum.  

Etiqa Takfal was hailed for its performance despite the economic environment and innovative yet simple products in Banca Takaful. "Etiqa Takaful's growth in the banca takaful business does indeed exhibit its capabilities to provide appropriate financial solutions together with its Banca partners" quipped Mohamed Abdullah, Director of the Middle East Business Forum. Etiqa Takaful was also nominated for the Best Takaful Marketing and Best Takaful Company categories. At the International Takaful Awards 2008, Etiqa Takaful was awarded the Best Takaful Marketing category.

"Etiqa is the first takaful provider in Malaysia to introduce the Shariah Compliant Investment-Linked Product, one of them being Al-Waqi which is available via Maybank. The response for this product is very promising with more than RM 100 million in contributions. This is indeed a great achievement amidst the current economic conditions. We are dedicated to be innovative in developing products which are more relevant and people-centric to complement with existing range or even totally new products" said Mohd Tarmidzi Ahmad Nordin, Chief Executive Officer of Etiqa Takaful who received the award at the International Takaful Awards 2009 dinner on 1 July 2009.

"With a growth of 58.9% in just the first 9 months in our banca takaful business, for financial year 2008 / 2009, this shows the trust we have earned from our partners in our banca takaful partnership as well as our customers," said Mohd Tarmidzi.

"Since the launch of Etiqa brand in November 2007 with the core essence of humanizing insurance and takaful, we have empowered our people and simplified processes to give customers positive experience when dealing with us. This in itself is a great driving force behind the growth of Etiqa Takaful which achieved 32.1% growth in business in the first 9 months for financial year 2008 / 2009 ," added Mohd Tarmidzi.

Normal 0 false false false MicrosoftInternetExplorer4 The International Takaful Awards was first introduced during the second International Takaful Summit in 2008. Organized by Afkar Consulting and Middle East Business Forum the International Takaful Summit 2009 received great response with more than 300 delegates from over 30 countries.

The International Takaful Award 2008 is divided into 17 categories namely Best Takaful Company; Best Re-Takaful Company; Best Takaful Reinsurance Company; Best Takaful Product; Best Takaful Technology Company; Best Takaful Asset Management House; Best Takaful Ratings Company; Best Takaful Advisory Firm; Best Takaful Marketing; Best Takaful Law Firm; Best Financial Centre; Best Banca Takaful; Best New Takaful Company; Best New Re-Takaful Company; Best Takaful Brokerage Firm, Best Islamic Fund and Outstanding Contribution Award.  All nominees are assessed by independent market professionals.

source: International Cooperative and Mutual Insurance Federation
 
Memandangkan kos perubatan dan kos hidup yang tinggi, insurance amatlah perlu bagi semua individu.

Pada yang telah berkeluarga, insurance ini penting kerana jika apa-apa berlaku seperti kecacatan atau kematian kepada suami, sedikit sebanyak membantukan isteri untuk menyara keluarga kerana suami adalah punca pendapatan. Oleh yang demikian, jika suami mempunyai insurance, sedikit sebanyak dapat membantu isteri menyara keluarga.

Sebagau contoh, jika suami menginsurankan nyawanya sebanyak RM50 000, nilai ini sedikit sebanyak dapat membantu keluarganya jika suami ditimpa musibah.

Jika ibubapa menginsurankan anak-anak mereka, nilai matang insurance ini dapat digunakan apabila anak-anak hendak memasuki universiti, memulakan perniagaan dan sebagainya.

Sebagai contoh, jika nilai matang RM20 000, sedikit sebanyak duit ini dapat digunakan untuk perbelanjaan di university dan sebagainya.